Temple Baptist Church - 8-16-2026
Psalm 49
Introduction:
A. Tonight, in Psalm 49, we get to expose an untruth that permeates today’s society. “The love of money!” I have heard it said that everything has a price. This flies in the face of biblical truth.
1. The bible has a lot to say on this subject. First, let me iterate that money, in itself, is amoral. It has no morality, good or bad, until man gives it to it.
2. Therefore, the love of money is the culprit because it is born out of an unregenerated heart or, in some cases, a backslidden one. Since I am not addressing the unregenerated tonight, we will make the application to the regenerated hearts in our congregation.
1 Timothy 6:10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
Luke 16:11 If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches?
Matthew 6:19-26 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: (20) But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: (21) For where your treasure is, there will your heart be also. (22) The light of the body is the eye: if therefore thine eye be single, thy whole body shall be full of light. (23) But if thine eye be evil, thy whole body shall be full of darkness. If therefore the light that is in thee be darkness, how great is that darkness! (24) No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon. (25) Therefore I say unto you, Take no thought for your life, what ye shall eat, or what ye shall drink; nor yet for your body, what ye shall put on. Is not the life more than meat, and the body than raiment? (26) Behold the fowls of the air: for they sow not, neither do they reap, nor gather into barns; yet your heavenly Father feedeth them. Are ye not much better than they?
B. A simple Outline of Psalm 49:
Verses 1–4 — Hear the Wisdom of God
Verses 5–12 — Wealth Cannot Save
Verses 13–15 — God Redeems His People
Verses 16–20 — Don't Be Impressed by Wealth
“You Can't Take It With You—but God Can Take You With Him.”
C. Verses 1-2. God puts all men (male and female – mankind) into one spiritual basket.
1. God is no respecter of person. Romans 2:11 For there is no respect of persons with God. God has no “Caste System.” Low, of common sort or status, and high, of high status, great-mighty in power or status.
2. God is no respecter of financial clout. James 5:1-2 Go to now, ye rich men, weep and howl for your miseries that shall come upon you. (2) Your riches are corrupted, and your garments are motheaten.
James 2:5 Hearken, my beloved brethren, Hath not God chosen the poor of this world rich in faith, and heirs of the kingdom which he hath promised to them that love him?
D. Today’s success is measured by three things: wealth accrued, possessions gained, and status attained within society.
1. If you make enough money, you will find security.
2. If you accrue enough possessions, you will have happiness.
3. If you earn a higher status, you will be more likely to be respected and liked.
E. Many people believe that if they can earn enough money, they will find security, happiness, and meaning. Psalm 49 refutes that statement.
1. There is living and there is living. Many people how live have never lived. Making a living will not make you live. The believer needs to understand what the world misses: life is not all about the things of the world though, if gotten right, there is nothing wrong with having them. The afore mentioned things will all perish when we die!
2. Psalm 49 challenges that way of thinking while reminding us that while wealth has value in this life, it has limits. The greatest problems of humanity—death, sin, and eternity—cannot be solved with money.
3. The psalmist invites everyone, rich and poor alike, to listen to God's wisdom. This Psalm contrasts the temporal and the eternal. The Apostle Paul spoke of this in 2 Corinthians.
2 Corinthians 4:17-18 For our light affliction, which is but for a moment, worketh for us a far more exceeding and eternal (these are strong words) weight of glory; (18) While we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal; but the things which are not seen are eternal.
F. "Hear this, all you peoples; listen, all who live in this world, both low and high, rich and poor together." (Psalm 49:1–2)
G. There is nothing wrong with either money or riches. It is their perspective that it is problematic. The love of money is evil because it creates covetousness and covetousness is sin. Money promises security, power, freedom, and happiness. These promises eventually fail you.
Money can buy a house, but not a home.
Money can buy medicine, but not immortality.
Money can buy comfort, but not peace.
Money can buy a funeral, but not resurrection.
Money can buy many things in this life, but it cannot buy redemption.
H. What money cannot buy.
1. Money cannot buy you life! All people live but most people never live. This may seem to be an oxymoron, but it is not. True life is found only in Christ.
Colossians 3:1-4 If ye then be risen with Christ, seek those things which are above, where Christ sitteth on the right hand of God. (2) Set your affection on things above, not on things on the earth. (3) For ye are dead, and your life is hid with Christ in God. (4) When Christ, who is our life, shall appear, then shall ye also appear with him in glory.
2. Money cannot extend your life. Life is short and death is sure. No man has the power to retain the spirit in the day of death.
Ecclesiastes 8:8 There is no man that hath power over the spirit to retain the spirit; neither hath he power in the day of death: and there is no discharge in that war; neither shall wickedness deliver those that are given to it.
3. Money cannot buy salvation. Jesus Christ is the Way, the Truth, and the Life. No man cometh to the Farther but by Him.
1 Peter 1:18-19 Forasmuch as ye know that ye were not redeemed with corruptible things, as silver and gold, from your vain conversation received by tradition from your fathers; (19) But with the precious blood of Christ, as of a lamb without blemish and without spot:
4. Money cannot but eternal security. Man sacrifices the eternal on the altar of the temporal.
2 Corinthians 4:17-18 For our light affliction, which is but for a moment, worketh for us a far more exceeding and eternal weight of glory; (18) While we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal; but the things which are not seen are eternal.
5. Money cannot buy contentment. Acres of diamonds, mountains of gold, rivers of silver, and riches untold cannot make one content. How much more does the rich man want? Just a little bit more!
Hebrews 13:5 Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee.
6. Money cannot buy peace of mind. Only a clear conscience can make a soft pillow.
Isaiah 26:3-4 Thou wilt keep him in perfect peace, whose mind is stayed on thee: because he trusteth in thee. (4) Trust ye in the LORD for ever: for in the LORD JEHOVAH is everlasting strength:
7. Money cannot buy a relationship with God. Enoch walked with God. Noah walked with God. They were righteous men, godly men, and men of integrity.
Hebrews 12:14 Follow peace with all men, and holiness, without which no man shall see the Lord: